What is the term for the Federal Home Owners' Loan Corporation's practice of color-coding maps to indicate risk levels for lenders?

The term for the Federal Home Owners' Loan Corporation's practice of color-coding maps to indicate risk levels for lenders is redlining. This practice emerged in the 1930s as a way for banks and insurance companies to assess the risk associated with lending in various neighborhoods. Areas deemed high-risk, often correlating with racial and economic factors, were outlined in red on these maps, hence the term "redlining."

This led to systematic discrimination against residents of certain neighborhoods, predominantly affecting people of color, as they were often denied loans or insurance coverage based solely on the color-coded risk assessments. This practice has had long-lasting effects on housing patterns, wealth accumulation, and economic opportunities in the affected communities.

The other terms listed—blockbusting, gentrification, and steering—refer to different practices in real estate and urban development. Blockbusting involves persuading homeowners to sell at lower prices by instilling fear of changing demographics, gentrification refers to the influx of wealthier individuals into a neighborhood that can displace existing residents, and steering is the practice of directing prospective homebuyers to or away from certain neighborhoods based on their race or ethnicity. Each of these terms deals with aspects of housing discrimination but is distinct from the mapping practice